Sewer backup, water escape, and service line failure. A single burst pipe, blocked sewer, or cracked underground service line can cost $15,000–$150,000+ to repair
Nov 30, 2025
US, UK, Canada, and Australia waste thousands of dollars on car insurance, home insurance, life insurance, health insurance add-ons, and income protection policies
While banks and online lenders push 12–36% personal loans in the US, UK, Canada, and Australia, thousands of smart borrowers are now paying 0–6% effective interest
taking an unsecured personal loan without fully understanding the “acceleration clause” and “cross-collateralization risks tied to future assets
RBI’s revised risk-weight rules, explosion of alternative data (bank statements, GST returns, UPI behaviour), and AI underwriting models have completely changed the game
Personal loans can be lifesavers when used smartly, but blind applications are financial suicide. The 30–60 minutes you spend comparing and negotiating today can easily save you ₹1–3 lakh and protect your credit score for years.
